In the United States, an SR-22 is a vehicle liability insurance document required by most state Department of Motor Vehicles. It states that you as a driver are meeting your state’s minimum auto liability insurance requirements. An SR-22 may also be referred to as a certificate of financial responsibility, or, in some states, an FR-44 CFR The certificate of financial responsibility (CFR) is essentially a vehicle liability insurance document required by the Department of Motor Vehicles (DMV) or its equivalent in most states for insurance policyholders that are considered “high risk”. The CFR holds a document number for easy identification, which is mandatory for DMV verification. Below are the four most common forms associated with the CFR certificate. SR22 The DMV may require you to get an SR-22 form to restore your driving privileges after you’ve been in a car accident and you did not have insurance or for committing certain types of traffic violations, such as DUI or DWI. In so